Last Updated: 3/8/2025

Welcome to Ikam Connect! These Terms and Conditions outline the rules and regulations for the use of our website located at http://www.ikaminsurance.com.

By accessing this website, you accept these Terms and Conditions in full. If you disagree with any part of these terms, you must not use our website.

1. Definitions

• “Website” refers to Ikam Connect located at http://www.ikaminsurance.com.
• “User” refers to any individual or entity that accesses the website.
• “Content” refers to any text, images, or other information displayed on the website.

2. Intellectual Property Rights

Unless otherwise stated, Ikam Connect and/or its licensors own the intellectual property rights for all material on the website. All intellectual property rights are reserved. You may view and/or print pages from http://www.ikaminsurance.com for your own personal use, subject to restrictions set in these terms.

3. User Responsibilities

Users must not:

• Use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website.
• Use the website for any unlawful purposes or in connection with any unlawful activity.

4. Subscription and Payment

If applicable, users may manage or cancel their subscriptions by clicking the “Manage Subscriptions” button in the account section of the “Settings” screen. All subscriptions are subject to our billing policies.

5. Limitation of Liability

In no event shall Ikam Connect be liable for any indirect, incidental, or consequential damages arising out of or in connection with the use of the website.

6. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of North Carolina. Any disputes relating to these terms shall be subject to the jurisdiction of the courts of North Carolina.

7. Changes to Terms

We may revise these Terms and Conditions from time to time. The revised terms will apply from the date of publication on this website.

8. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us at ikaminsurance@gmail.com.